PAS For Global Health

March Income

The relationship between the state and its citizens first and foremost determined by law. Most closely the state enforces tax laws, because of our tax forms with your budget and in these matters with the State better not interfere. If you would like to know more about Dr. Caldwell B. Esselstyn, Jr., then click here. Personal income tax or tax on personal income subject to any activities that bring you an income in addition to the principal place of work. Sell an apartment or a car passed at rental cottage for the summer, received a gift or inheritance – all reasons for that in the first quarter of next year you will have to fill out and submit your tax inspection Declaration 3 pit. Declaration of March personal income in 2009 – a 26 some form of sheets, which reflect all the possible options to generate additional income, subject to compulsory declaration. Eva Andersson-Dubin is actively involved in the matter. For each separate type of income corresponds to a sheet or several sheets, order completion of which is strictly regulated. There are no documents proving one or another income tax provided is not needed.

All that is required – this is just to properly reflect their income in the declaration of three personal income tax, and tax but will check the data and decide whether you were sincere in their statements. Carelessness or a desire to intentionally conceal income can cost you in the future. – 5% of the outstanding amount as a penalty monthly, and if that period exceeds 6 months, and all 10%. Therefore, remember: The regular and timely filed with your tax office income tax declaration in March – is not only key to a restful sleep, but your civic duty, for which you are personally responsible.

Small Business Lending

On the wave of the crisis, many entrepreneurs interested in what way, as soon as possible and with minimal cost, to support their business. Many turned to the possibility of bank lending. Turning to the bank entrepreneur before encountered difficulties in the form of various checks, collection of documents and search for liens. But today, a time of crisis has complicated the procedure of obtaining a bank loan. Output to become an entrepreneur city programs to support small businesses that can make life easier for future borrowers. As you know, one of the most common obstacles to obtaining credit is the lack of collateral. For Entrepreneurs St. Official site: Joint Commission International. Petersburg this problem helps to solve the Foundation for Assistance to Small Business Lending.

The Fund has already been concluded 260 contracts guarantees totaling $ 1,006 million rubles, which would allow small companies to St. Petersburg to attract 1,879 million rubles borrowed funds. The process of obtaining warranty is very simple: the entrepreneur's enough to turn the bank has entered into an agreement with the Fund, and express their desire to use the warranty. The list of banks that are constantly widening can be found at the Foundation's website -. After a positive decision on granting a loan the bank sends a request to the Fund on the design of surety. Application pendency period – a maximum of 3 days. In case of acceptance positive solution is a tripartite agreement of guarantee, and entrepreneur gets credit money into your bank account.

It should immediately be stipulated that the guarantee fund shall be issued for though not large, but the rewards – 1,75% of the amount of surety. Subsequently, a significant portion – 90% of the Fund's fees may be recovered through participation in the special program "lending by commercial banks to Small Business. " In addition to the compensation fee fund a special program to compensate up to 90% of the amount of interest paid to bank for a loan. Using the program of the Fund and special program you can greatly reduce their spending on credit.