PAS For Global Health

Parent's Assistance To Improve Global Health

Archive for July, 2014

30 July
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Right Health Insurance

Who wants to build up an existence out of unemployment out, expects an increased quality of life of first and foremost. Gorlitz, October 13, 2011 (jk) and in addition to financial hedging quality of life also means the protection of own health, because that is usually the most valuable asset for beginners in the independence. Given the current negative headlines that currently make statutory health insurers with insolvency and unjustified additional contributions, the change in the private Krankenversicherung (PKV) is always desirable. But when such a change is possible, and for whom is it useful? Who is in the car? Who wants to switch to private health insurance, must be exempt from the statutory social insurance obligation. This applies to employees at a particular level of income; the most self-employed but are exempt from the legal obligation of insurance per se only independent teachers, educators, and caregivers are not exempt from insurable employees have. Also a contribution assessment ceiling does not exist for the self-employed normally.

When is a change in the car worth? A great advantage of private health insurance is that the contributions are calculated not according to income, but according to age and State of health of the insured person. Therefore this option especially for overall healthy and well deserving entrepreneurs is recommended to whose Gewinne multiply and that accordingly pay more and more money for the same insurance benefits because the statutory health insurance companies require 15.5 percent of the profit, no matter how much is this profit. Thus, you pay up to 728,43 euros as a self-employed person for example with a monthly gain in the amount of the contribution assessment ceiling 2011 (4.125,00 euro) a month in the statutory health insurance. This post consists of the contribution increase to 15.5% (645,18 euros per month) and the maximum possible additional contributions from 2% (83,25 Euro per month).